Mon - Fri | 8.30am - 5pm
Management & Risk Insurance Brokers
(M&R Insurance Brokers Pty Ltd)
175 Centre Road, Bentleigh Victoria 3204 Australia
Phone +61 (03) 9557 7400
Fax +61 (03) 9557 7355
Professional Indemnity Insurance for Architects
Protect your work. Protect your reputation.
Architects face unique professional risks. From design errors and omissions to contractual disputes and claims arising from professional advice, the right Professional Indemnity Insurance can help protect your business, your reputation and your future.
Why Choose Archicover?
Architect-expertise focused
Archicover specialises in the architecture and design sector. We understand the professional risks faced by architects and the insurance requirements that can arise from your projects, contracts and professional services.
Tailored insurance solutions
Every architectural practice is different. We work with you to understand your business, the services you provide and your contractual requirements, helping you find insurance that is appropriate for your circumstances.
Independent insurance advice
PI insurance isn't simply about finding the cheapest premium. We help you understand the differences between policies, including limits, exclusions, defence costs, contractual liability and other important policy features.
Ongoing Support
Our relationship doesn't end when your policy is issued. We support you through renewals and can assist you with the insurance process if a claim or potential claim arises.
Archicover Additional Support Services
Contract Review
Professional contracts can contain insurance requirements and clauses that may have significant implications for your business.
Our contract review service can help identify insurance-related requirements, including:
- PI insurance limits
- Contractual liability provisions
- Indemnities
- Insurance obligations
Other clauses that may affect your insurance position
Claim Resolution Support
If you receive a claim, complaint or allegation arising from your professional services, we can assist you through the insurance process and help you understand the next steps.
Legal Risk Management Partnership
We have partnered with a leading law firm to provide additional support to our clients.
Through this partnership, clients can access:
- Pre-claim advice to help potentially mitigate issues before they develop into a claim
- Seminars covering key exposures faced by construction professionals
- Tailored risk management advice
- Newsletters and articles covering important legal developments and decisions
Holistic Insurance Support
Your insurance needs may extend beyond Professional Indemnity.
Archicover can assist with a range of insurance solutions designed to support your business.
Frequently Asked Questions
Do architects need Professional Indemnity Insurance?
Professional Indemnity Insurance is an important form of protection for architects because claims can arise from alleged errors, omissions, negligence or other issues relating to professional services. Depending on your registration, contractual obligations and circumstances, PI insurance may also be required.
How much PI insurance does an architect need?
The ministerial order for registration purposes dictates a minimum of $1M cover with Defence Costs paid, however, there isn’t one amount that is right for every architect. The appropriate limit can depend on your turnover, project values, contractual requirements, business structure and the nature of your work.
We can help you assess an appropriate level of cover.
Does PI insurance cover design errors?
Yes, you will be covered for professional errors or omissions, including certain design-related allegations, subject to the policy wording, exclusions and other conditions.
Does PI insurance cover previous work?
Yes – our policy offers unlimited retroactive cover, excluding any known claims and circumstances.
What happens to my PI insurance if I retire?
Your professional liabilities don’t necessarily disappear. Run-off cover can provide protection for claims relating to professional services performed before you ceased trading.
Contact our team for more information regarding run-off cover.
Can a sole-trader architect get PI insurance?
Yes – PI insurance can be arranged for sole practitioners as well as larger architectural practices, subject to underwriting.
We have a master policy suitable for sole traders, providing they meet the policy requirements.
Is the cheapest PI policy the best option?
Not necessarily. The policy limit, exclusions, defence costs, retroactive cover, contractual liability and other policy features can be just as important as the premium.
Speak To Our Team Members
Julien O'Brien
- Certified insurance professional
- 25+ years of experience
- Construction iIndustry expertise
- SPA 1 & SPA 2 (Senior Professional Assessment)
Bree Langham
- Certified insurance professional
- 25+ years in Financial industry
- PI Specialist for Architects and Designers