Professional Indemnity Insurance for Access Consultants

Specialist insurance designed for Access Consultants

Archicover has partnered with The Access Consultants Association (ACA) to create a specialised insurance solution for access consultants.

As an access consultant, your clients rely on your professional advice, assessments, reports and recommendations. If something goes wrong, a claim or allegation could have a significant impact on your business and reputation.

Get a quote

Product Features (What’s Included)

Our insurance has been designed with the specific risks faced by Access Consultants in mind. Below is an overview of the key policy features and benefits available to help protect your business.

Key Product Features

  • Board range of limits – up to $10M
  • Automatic reinstatements included
  • Fines and penalties cover
  • Loss Mitigation and rectification cover
  • Public relations costs
  • Board professional services description
  • Cost exclusive excess basis
  • OH&S Defence costs
  • Count attendance costs

What Risks Can Access Consultants Face?

Access consultants may face allegations relating to:

  • Incorrect or inadequate professional advice
  • Errors or omissions in reports and assessments
  • Accessibility or compliance advice
  • Failure to identify relevant requirements
  • Inadequate documentation or recommendations
  • Alleged professional negligence
  • Contractual disputes
  • Claims arising from professional services

Why Choose Archicover?

Access Consultant-focused expertise

Archicover specialises in Professional Indemnity Insurance for professionals working across the built environment, including access consultants. We understand that access consultants can face specific professional risks arising from advice, assessments, reports, recommendations and compliance-related services.

Tailored insurance solutions

Every access consultant is different. We consider the nature of your services, turnover, contractual requirements and professional exposures when helping you find appropriate insurance.

Independent insurance advice

PI insurance isn't simply about finding the cheapest premium. We help you understand the differences between policies, including limits, exclusions, defence costs, contractual liability and other important policy features.

Ongoing Support

Our relationship doesn't end when your policy is issued. We support you through renewals and can assist you in navigating the insurance process if a claim or potential claim arises.

Professional Indemnity Insurance for Sole Traders

You don't need to run a large consultancy to need Professional Indemnity Insurance.

Many access consultants operate as sole traders or independent consultants. If your clients rely on your professional advice, reports or recommendations, you may still face a claim.

Archicover can provide insurance solutions for:

  • Sole traders
  • Independent consultants
  • New businesses
  • Established consultancies
  • Small and growing businesses
Explore Our Insurance Services
contract review

New to Access Consulting?

If you have recently started your career or business as an access consultant, you can still obtain Professional Indemnity Insurance. You don’t necessarily need an extensive insurance history to apply for cover.  We can help you find an insurance solution based on the services you provide and the nature of your business.

Get a quote

Do I need to be a member of the ACA to get PI insurance?

No.

You don’t need to be a member of the Access Consultants Association (ACA) to obtain insurance through Archicover.

Archicover can assist access consultants and disability access consultants across Australia.

Frequently Asked Questions

Yes – access consultants should have Professional Indemnity (PI) insurance, because they provide specialist professional advice and reports that clients may rely on.

The appropriate level of cover will depend on the nature and size of your business, the services you provide and the requirements of your clients. Factors to consider include – size / value of projects, annual turnover of business, existing / previous work, contractual requirements and services provided.

Note; If you understand SDA, you are required to have a minimum of $5M PI cover.

Professional Indemnity Insurance may provide cover for professional services that fall within your insured professional services description, including relevant compliance or advisory services. The exact cover available will depend on the policy terms, conditions and the nature of the services you provide. It’s important to ensure your Professional Indemnity policy accurately reflects your business activities.

Yes – including development of disability access plans.

Yes – you can get PI insurance from the outset without any prior insurance history.

Retiring from your access consulting business doesn’t necessarily mean your PI insurance should immediately stop.  You may still dace claims after retirement relating to your services you provided before your retired.  This is why run-off cover can be an important consideration.

Run-off cover is designed to provide protection for claims that may arise after you have ceased trading but relate to professional work undertaken before retirement.

Yes – our policy offers unlimited retroactive cover, excluding any known claims and circumstances.

Speak To Our Team Members

Julien O'Brien

  • Certified insurance professional
  • 25+ years of experience
  • Construction iIndustry expertise
  • SPA 1 & SPA 2 (Senior Professional Assessment)
Contact Julien

Bree Langham

  • Certified insurance professional
  • 25+ years in Financial industry
  • PI Specialist for Architects and Designers
Contact Bree